Credit Manager

From 7 to 12 year(s) of experience
₹ 3,50,000 - 5,50,000 P.A.

Job Description

Roles and Responsibilities

To ensure that all the loans are processed in line with the risk appetite of the organization

Ensure completion of Credit appraisal of all assigned customers within the fixed TAT by the Team and Self Timely submission of Reports in the agreed formats - Weekly / Monthly for the team Ensure all loans appraised have been disbursed within 8 days of approval Ensure that the Credit Team does an Independent assessment of all loans in line with the policies of the company No deviations to laid down credit policies. All deviations must be approved as per the DFPs Ensure maintenance of records / documents of all appraisals and submit the same at the branches To maintain the Non-JLG 30 day par at the levels defined by the company Study the Audit reports of all assigned branches of the team. Assign the issues to the Credit Officer. Keep updated on the changes to the Product / Process guidelines


Desired Candidate Profile

Minimum graduation with 7 years of working experience with a MFIN, Private Bank (Retail Assets)/NBFC Must have handled any of the unsecured/secured product underwriting Must have handled a team of Credit officers under him or must have handled multiple branches Local language spoken and written is a Must



Perks and Benefits



Key Skills
Skills highlighted with ‘‘ are preferred keyskills

Education

UG:Any Graduate

Company Profile

DVARA KSHETRIYA GRAMIN FINANCIAL SERVICES PRIVATE

Dvara KGFS was incorporated in August 2008 by Dvara Trust, a private trust set up with the mission To ensure that every individual and every enterprise has complete access to financial services.” Dvara KGFS works to achieve this goal by setting up a network of branches in remote rural areas that offer a range of financial products and services. Dvara KGFS currently operates in the states of Tamil Nadu, Odisha, Uttarakhand, Karnataka, Jharkhand and Chhattisgarh serving individual customers and enterprises in remote rural areas. The organisation instils this mission into business by facilitating and originating financial products and services on behalf of financial institutions (NBFCs & Banks) through a unique branch-based business model called Kshetriya Gramin Finanical Services (KGFS: KGFS translates to Regional Rural Financial Services). Dvara KGFS follows a customer-centric model and offers products and services through a “Wealth Management” approach.

Company Info
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Contact Company:DVARA KSHETRIYA GRAMIN FINANCIAL SERVICES PRIVATE

Address:Dvara Kgfs, 1st floor Pipartoli, Chaputoli chowk. Ranchi, Jharkhand

Salary:

3,50,000 - 5,50,000 P.A.

Role Category:

Lending

Role:

Credit Manager

Employment Type:

Full Time, Permanent