Dvara KGFS (formerly Pudhuaaru Financial Services Private Limited) is in existence since June 2008 for fulfilling the above said mission. Dvara KGFS works to achieve this goal by setting up a network of branches in remote rural areas that offer a range of financial products to its customers. Dvara KGFS currently operates in the states of Tamil Nadu, Odisha, Uttarakhand and Karnataka serving individual customers and enterprises in remote rural areas.